![Man asking for money](https://res.cloudinary.com/debi2p5ek/image/upload/w_1140/v1/1623/68280-man-asking-for-money-eac513ba.jpg)
What Do I Do if Creditors Aren’t Respecting My Discharge?
At the Hoke Law Firm, we help people struggling with creditors who refuse to respect their discharge. This is a common problem and can be incredibly frustrating. We are here to guide you through the steps you should take if you're in this situation.
Read More![Bankruptcy word represented by wooden letter tiles](https://res.cloudinary.com/debi2p5ek/image/upload/w_1140/v1/1623/67327-bankruptcy-word-or-concept-represented-by-wooden-letter-tiles-e8cc3bd5.png)
Chapter 11 vs Chapter 13
When you are drowning in debt with no end in sight, you might be considering bankruptcy as a way to relieve your debt woes. While filing for bankruptcy can be a vital step toward getting your life back on track, obtaining debt relief through bankruptcy might seem a little too overwhelming, and one of the first major decisions you will have to make is which chapter to file.
Read More![Cropped view of female hands near house model, paper with bankruptcy](https://res.cloudinary.com/debi2p5ek/image/upload/w_1140/v1/1623/66018-cropped-view-of-female-hands-near-house-model-paper-with-bankruptcy-a97b3837.png)
Chapter 11 vs. Chapter 7
Facing financial hardship can be challenging, but understanding the options available can offer a crucial step toward regaining financial stability. While often viewed with apprehension or failure, bankruptcy is a legitimate financial tool that is designed to provide a fresh start or a structured path to financial recovery.
Read More![Partial view of woman filling in bankruptcy form](https://res.cloudinary.com/debi2p5ek/image/upload/w_1140/v1/1623/59348-partial-view-of-woman-filling-in-bankruptcy-form-cb4612a4.jpg)
Life After Bankruptcy
Filing for bankruptcy is a powerful remedy for people who feel they hit rock bottom financially. While bankruptcy can help you get a “clean slate” in your financial life, you need to understand what your life after bankruptcy will look like and what challenges you may face in the foreseeable future.
Read More![Bankruptcy paper, law book and gavel on wooden background](https://res.cloudinary.com/debi2p5ek/image/upload/w_1140/v1/1623/56992-bankruptcy-paper-law-book-and-gavel-on-wooden-background-62e2b36e.jpg)
When Is Filing Bankruptcy a Good Option?
According to tabulations by the American Bankruptcy Institute (ABI), bankruptcy filings in 2022 in Louisiana increased nine percent, which was the highest rate nationwide. There was a total of 1,613 bankruptcies, with 24 percent of them Chapter 7 and 75 percent Chapter 13. The remaining one percent was for Chapter 11.
Read More