Man asking for money

What Do I Do if Creditors Aren’t Respecting My Discharge?

At the Hoke Law Firm, we help people struggling with creditors who refuse to respect their discharge. This is a common problem and can be incredibly frustrating. We are here to guide you through the steps you should take if you're in this situation.

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Bankruptcy word represented by wooden letter tiles

Chapter 11 vs Chapter 13

When you are drowning in debt with no end in sight, you might be considering bankruptcy as a way to relieve your debt woes. While filing for bankruptcy can be a vital step toward getting your life back on track, obtaining debt relief through bankruptcy might seem a little too overwhelming, and one of the first major decisions you will have to make is which chapter to file.

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Cropped view of female hands near house model, paper with bankruptcy

Chapter 11 vs. Chapter 7

Facing financial hardship can be challenging, but understanding the options available can offer a crucial step toward regaining financial stability. While often viewed with apprehension or failure, bankruptcy is a legitimate financial tool that is designed to provide a fresh start or a structured path to financial recovery.

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Clients and Lawyer Discuss the Bankruptcy Document

How Bankruptcy Affects Your Spouse

In the state of Louisiana, individuals and married couples who are experiencing financial distress may be able to achieve debt relief by filing for bankruptcy.

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Petition for Bankruptcy on an office table

Dispelling Bankruptcy Myths

The financial curveballs of life can sideline you from paying bills and debts or meeting your various financial needs. When experiencing financial hardship, filing for bankruptcy provides a promising solution to help you achieve relief or a fresh start.

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Partial view of woman filling in bankruptcy form

Life After Bankruptcy

Filing for bankruptcy is a powerful remedy for people who feel they hit rock bottom financially. While bankruptcy can help you get a “clean slate” in your financial life, you need to understand what your life after bankruptcy will look like and what challenges you may face in the foreseeable future.

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Foreclosure Sign in Front on Modern House

Can Filing for Bankruptcy Stop a Foreclosure?

According to statistics compiled by Epiq Bankruptcy, the leading U.S. supplier of bankruptcy statistics, data provided by the United States Courts showed that bankruptcies declined nationwide by 6.3 percent in 2022 from 2021.

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Dollars on The Table and  Paper with Text "WAGE GARNISHMENT"

Understanding Wage Garnishment

According to a 2019 report by Northwestern University, one in every 100 workers has had their wages garnished at some point, resulting in an average loss of 11% of their gross earnings.

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Bankruptcy paper, law book and gavel on wooden background

When Is Filing Bankruptcy a Good Option?

According to tabulations by the American Bankruptcy Institute (ABI), bankruptcy filings in 2022 in Louisiana increased nine percent, which was the highest rate nationwide. There was a total of 1,613 bankruptcies, with 24 percent of them Chapter 7 and 75 percent Chapter 13. The remaining one percent was for Chapter 11.

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What Is a Foreclosure?

Missing a mortgage payment is often unavoidable. You are shuffling payments around to try and stay afloat, but there just isn’t enough money to cover all of your payments in any given month.

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